Dear Financial and Legal Gurus?

If I was to hold on to physical, investment grade 24k gold coins, such as the American Eagle or Canadian Maple leaf, is this liable to be appropriated via some sort of future lawsuit? I would be holding on to them for retirement.

From my very limited understanding, IRAs/401(k)s are ineligible to be seized through a lawsuit. I’m aware there are IRAs that are focused on precious metal, but I have a feeling you wouldn’t be able to physically hold on to the metal, as they would be stored elsewhere.

South African Krugerrands, the current coins I’m looking into, are ineligible for these IRAs as they’re only 22 karats (they’re fortified with a copper alloy). Also from my understanding, Krugerrands are the only gold coins valued on the content of its gold, rather than the face value printed on the coin. So they’re really the only coins I’m interested in investing in.

Anyone have any insight?