Which is the best Canadian credit card to take overseas?
I’m planning to take a trip to Australia in a few months and I have not yet applied for a credit card because I am not sure which one will make the most of my money. I know that with whatever bank I choose my money will be subject to the currency conversion of my Canadian dollars going to Australian dollars, however I am having a hard time finding what card is the best when it comes to the charges the actual bank will tack onto the money you spend.
I have no credit history, so I know that limits the options for cards that I’m eligible for, but overall which card will offer me the lowest extra charge for use overseas? If you’re a traveller, which card do you use and why?
Thanks Judy, for giving me possibly the least helpful answer I could have hoped for. I wasn’t asking what I couldn’t get, I was asking what I could. I would love to hear someone answer with some positive information, thanks.
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No credit history - forget it.
The no foreighn transaction fees are for the big heavy hitters of perfect credit scores.
Amex’s card allows no foreign tranaction fees - not sure which one.
Chances are you may not qualify.
A couple of discount brokerage firms also have these - they are no limit cards - Again you won’t qualify.
No limit means you could buy a mansion on the card.
Again, these cards require AMAZING credit.
Amex is not taken many places overseas for some reason.
Now I remember - Capital One.
They USED to offer a card without these fees.
And this card may be easier to get.
Go to their website and see if they still offer it.
And if you are under 21, there is not way on earth you will get any credit card.
Additional details:
Sorry - just apply for any credit card
The foreign transaction fee will be about 5% on a regular card.
Go to bankrate.com and find a card you like.
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This is a very detailed question involving exchange rates. I would suggest you speak with your bank. And to the above answer, just because you don’t have credit history doesn’t mean you won’t get a credit card. A credit card is exacty what you will get with no credit history.
Hi dear
as well to give you more help , i recommend to see: http://****credit-debit-card.co.cc
i believe you’ ll find more info related to your Q
good luck